OMBAK TERATAI SDN. BHD.

FREE & EASY APPLY ONLINE

  • Apply Today, Get Today
  • Cheap Offers, APPROVE in 1-2 hours
  • Start from RM90 per month only!

Approve & Get - 2hours

Fast Process and Fast Result. Everyday 24-hours available

Licensed Company

Licensed under KPKT Malaysia.
Lesen No.:WL5409/10/01-11/270228

3%-6% Affordable Rate

Enjoy Just 3.88% per year! Lowest & Affordable

About Us

Solution For Everyone!

Customer
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Successful Approved
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Online Service
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Our Services

Use It For Any Purpose

Personal

With 92% approval rate within 1-2 hours, and rates as low as 3.88% a year, regardless of your past credit history or blacklisting.

SME/Business

Fast & Easy Process. Our expert team is ready to provide Budget-friendly plan to support all business cash flow.

Instant Loan

Our short-term loan option is designed to fulfill immediate funding requirements. Apply now for quick processing, securing approval in just 1-2 hours.

Steps

Make It Easy!

01

Free Apply Now

Submit the online form or WhatsApp us — it's 100% free to apply!

02

Discuss with Us

Chat with our expert team to find the best offer tailored just for you.

03

Quick Approval

Get approved in just 1–2 hours — it's fast and hassle-free!

04

Receive Your Amount Today

Once approved, your funds will be transferred the same day!

EXAMPLE

Best Offer Ever!

Minimum Duration: 12 Months.
Maximum Period: 120 Months.
*Payment Period Is Negotiable.

Max. Annual Percentage Rate (APR) Is
3.88% – 12%
(includes interest rate plus fees and other costs for a year, or similar other rate calculated consistently with local law)

Representative Example:
If you borrow RM5,000 over 12 months at an annual rate of 8%:
Monthly repayment: RM450
Total repayment amount: RM5,400
Total interest payable: RM400

For More Information On The Current Rate Please Contact Us.

Testimonials

Client Feedback

Their staff are patient to explain everything for me, all keep in transparent, no other fees deduction. Fast Respond & Process, they offer an attractive rate that other company couldn’t.

Mohd Shamsudin Grab Driver

I couldn't be happier with the personal loan I received from Ombak Teratai. They offered competitive rates and helped me navigate the complexities of buying my first home. Thank you!

Nur Ain Natasa Housewife

Ombak Teratai made it easy for me to secure a business loan when I needed to expand. Their team was responsive and guided me through the entire process. Highly recommended!

Muhammad Mahdi Accounter
Apply Now

Apply for Your Loan Today!